‘Awesome ideas’: Students’ mural depicts Johnstown’s past, present, future

JOHNSTOWN, Pa. – When Hiromi Katayama and four Greater Johnstown High School students started working to create a mural together, she posed one question to them – “What is Johnstown?” Katayama, a native of Japan who lives in Washington, Pennsylvania, was unfamiliar with the city, so student-artists Nichole Harrity, Brice Mroczka, Korei Donitzen and Anthony…

Marginal vs. Effective Tax Rates

Marginal vs. Effective Tax Rates Understanding marginal and effective tax rates are important for tax planning purposes; however, many taxpayers don’t fully understand the differences. Let’s take a closer look: Marginal Tax Rate The United States has a progressive tax system. The more money you earn, the higher your tax rate is and the more…