Estate Planning includes planning for retirement, education, wealth transfer to the next generation, continuation of a closely held business, wealth continuation through prudent asset allocation and investments and providing a legacy to your favorite charity.

We are continually striving to guide our clients in the following key areas:

• Creation of an estate plan that meets your needs and those of your loved ones including preservation of the estate's liquidity
• Developing with your legal counsel appropriate wills, trusts, and powers of attorney
• Reviewing asset ownership and determining reallocation that are more tax advantaged
• Developing a charitable plan, which still satisfies an adequate transfer of wealth to your heirs
• Creating life insurance trusts where needed
• Analysis of current and projected life insurance needs